Terms of Use

Last updated: July 23, 2026

1. Acceptance

By using claimwise.online you agree to these terms. If you do not agree, please do not use the site.

2. What we provide

ClaimWise provides free general educational information about insurance in the United States. We provide no professional services, we sell no products, and we charge nothing. Access to all content is free and open to anyone who needs it.

3. No professional relationship

Using this site does not create an agent–client, adjuster–client, attorney–client, or advisor–client relationship. We are not your representative and we do not act on your behalf.

4. No advice, no guarantees

Nothing on this site is legal, financial, or insurance advice for your specific circumstances. We make no guarantee about any outcome, including the result of any claim, appeal, complaint or purchase decision. See our disclaimer.

5. Accuracy and availability

We work to keep content accurate and current, but we do not warrant that it is complete, error-free, or up to date at the moment you read it. Insurance law varies by state and changes over time. We may modify, suspend or remove content at any time without notice.

6. Permitted use

You may read, print and share our pages for personal, non-commercial use, and you may quote short excerpts with a link back to the original page.

7. Prohibited use

• Republishing our content in whole or substantial part without written permission
• Scraping, mass automated extraction, or using our content to train commercial models without permission
• Presenting our content as your own, or as professional advice from a licensed party
• Any use that is unlawful, or that interferes with the operation or security of the site

8. Intellectual property

The text, design, code and original graphics on this site belong to ClaimWise unless otherwise credited. Trademarks and company names mentioned belong to their respective owners; we reference them for identification and commentary only, and their mention does not imply any association or endorsement.

9. Third-party links and advertising

We link to third-party sites for reference and we display advertising served by third parties. We do not control that content and are not responsible for it. A link or an advertisement is not an endorsement.

10. Limitation of liability

To the fullest extent permitted by law, ClaimWise and its operators are not liable for any direct, indirect, incidental or consequential loss arising from your use of this site or from any decision you make based on it.

11. Changes to these terms

We may update these terms. The date at the top of this page reflects the most recent version, and continued use of the site after a change constitutes acceptance.

12. Contact

Questions about these terms: see our contact page.